This is
who I am

In the current climate we live in, the pressure that a mortgage places on individuals is now considered one of modern life’s biggest stressors. With an array of studies reflecting this stress, Canadians are not any exception. Whilst mortgages are traditionally associated with feelings of stress, worry and discouragement, I know it doesn’t have to be that way.

As a seasoned mortgage broker, I specialize in an array of mortgage services, tailored to your situation and lifestyle. Whether you’re in need of someone to negotiate on your behalf to set a fair and suitable loan amount, or you’re looking for a personalized mortgage plan, I can deliver you the results you need.

If you’re unsure of what specific loan type is best suited to your situation or you would like individualized advice about a certain loan program, I have the knowledge and first-hand experience to provide you with the guidance and advice that you can trust.

From the very first personalized meeting up until the point at which you no longer have a mortgage (and yes, that point will come), I’ll be by your side every step of the way!

I’m on call to guide you in the right direction with the ultimate goal of ensuring your life is a whole lot easier.

Don’t take my word for it. Have a look at previous clients and their experiences to see the good company you’re alongside.

If you have a question or query, or you’d just like to say hello, I’d love to hear from you! Head to the Contact Page where you can do so.

View MortgagesView Mortgages

This is
what I do

Using my expertise to make mortgages easy is what I do best. With years of experience working alongside clients from around the globe, I’ve mastered that process in the most efficient and effective way.

With the right knowledge, skill-set and approach, you can begin to control your mortgage, rather than it controlling you. Having honed my craft, I’m here to provide you with the personalized mortgage plan you need to start living a life full of enjoyment and ease!

View MortgagesView Mortgages

This is
what they say

Amazing doesn’t begin to describe Kristen. I am always careful who I recommend as I feel personally responsible for their actions. This is why Kristen is always first on my list as her ability, care and commitment to her clients is exemplary.
Otss Sharun
Home Owner, Small Business Owner
I have used Kristen for a new mortgage and 2 renewals. I would recommend her to any and everyone I know. Her professionalism and commitment to her clients is second to none. She will go above and beyond and make the experience a positive one. Look no further for a Mortgage Broker; you’ve found the absolute best with Kristen Young.
Melanie Struble
Home Owner
Kristen Young is respected in this field as one of our city’s finest. My family’s personal experience with her was exceptional. She has helped both me and my my family members achieve the homes of our dreams. A task master, professional, encouraging and particularly resourceful. I highly recommend her to anyone and everyone.
Michelle Minke
First Time Home Buyer
Kristen helped us get approved with ease and was very helpful and patient in guiding us through becoming first time home owners with our many questions along the way. She set us up with an incredible team that helped us find our perfect home. I would very much recommend going with Kristen.
Miles Calder
Home Owner
Kristen was awesome!!! She took the time to listen to our needs, providing numerous different options for us to choose from, and giving non biased information on each option making it easier for us to choose our path. I would highly recommend Kristen if you are looking for a mortgage or a renewal.
Kyle Johnston
Home Owner
Kristen is very hands-on, and definitely cares about her clients! She walked us through a few different options to figure out which one was best for us, and was very helpful and informative during the whole process. We would strongly recommend Kristen to anyone looking for a broker!
Tyson Toth
Home Owner
Integrity. Trust. Pure professionalism. Incredible work ethic. Trusting Kristen to handle your financial information and obtaining the best possible mortgage rates, is and should be an easy decision for you to make. She will take care of your needs as if you are her own family. We highly recommend her service!
Brandi Myst
Happy Home Owner

the core of my business is

Strong relationships
& customer service

Buying a home consistently ranks high in the list of modern life stressors. There have been multiple studies done all across the globe, and Canadians are no different from everybody else – they find that buying a home is a stressful process – sometimes more stressful than divorce, changing jobs, getting married, having a child, or arranging care for an elderly relative.

It’s understandable, this feeling of being overwhelmed. After all, you’ve got huge amounts of money to deal with, a bunch of people you barely know – real estate agents, bankers, lawyers – demanding that you comply to their rules, regulations, and deadlines. You feel like you’re being judged under an electron microscope – that if you made a misstep sometime in your past, that it could really come back to bite you big-time today.

But it doesn’t have to be super-stressful. I can help you manage your stress levels – at least when it comes to helping you work with the bank. As a seasoned mortgage broker, I can negotiate on your behalf to set an appropriate loan amount, help you determine a loan type, and ensure that the loan program you end up with is the absolute best for you. I will be there for you from the very first letter you put on the mortgage application until the day your mortgage expires.